Investment Policy
Bibmac Growth Investments LLC
Head Office: Deira, Dubai Business Avenue
1. Introduction
This Investment Policy sets forth the strategic principles and operational framework that guide all investment activities undertaken by Bibmac Growth Investments LLC (“the Company”). The purpose of this policy is to promote responsible investment practices, safeguard investor interests, mitigate risks, and achieve sustainable long-term capital appreciation. It ensures transparency, governance, and compliance in all aspects of the Company’s investment operations.
2. Investment Objectives
The primary objectives of this policy are to:
- Deliver consistent and sustainable long-term capital growth.
- Preserve investor capital through prudent asset management.
- Maintain a diversified portfolio to reduce exposure to market volatility and sectorspecific risks.
- Operate in full compliance with all applicable legal, regulatory, and ethical standards in the jurisdictions where investments are made.
3. Scope of Application
This policy applies to all investment decisions and asset classes managed by the Company, including but not limited to:
- Real Estate (residential, commercial, and industrial
- Private Equity and Venture Capital
- Cryptocurrencies and other digital assets
- Public and private financial instruments
- Business mergers, acquisitions, and strategic partnerships
4. Investment Strategies
The Company employs a disciplined investment approach supported by market intelligence, data-driven analysis, and robust due diligence processes. Key strategies include:
- Diversified Asset Allocation across sectors and geographies to minimize risk.
- Active and Passive Investment Approaches tailored to asset class dynamics.
- Short-term Trading and Long-term Holdings based on comprehensive market analysis.
- Venture Capital and Private Equity for identifying and funding high-growth startups and companies.
- Real Estate Investments to generate stable income and long-term value appreciation.
- Digital Asset Investments (including cryptocurrencies) subject to stringent compliance and risk frameworks.
5. Risk Management Framework
Risk management is integral to the investment process. Key controls include:
- Pre-investment Risk Assessments for each opportunity.
- Diversification to prevent overexposure to any single asset class, sector, or geography.
- Investment Committee Approvals for all major asset allocations and high-risk investments.
- Ongoing Portfolio Monitoring and periodic asset reviews and audits to ensure performance alignment with strategy.
6. Governance & Responsibilities
Effective governance is central to the Company’s investment integrity. Roles and responsibilities are defined as follows:
- Managing Director: Leads overall investment strategy and corporate governance.
- Investment Committee: Reviews and approves major investment decisions.
- Portfolio Managers: Execute investment strategies and oversee day-to-day portfolio performance.
- Compliance Officer: Ensures full adherence to legal, regulatory, and internal compliance requirements.
7. Terms & Conditions
7.1 Investor Eligibility
Participation is restricted to qualified investors who satisfy Know Your Customer (KYC) and Anti-Money Laundering (AML) verification processes.
7.2 Confidentiality
All client data, investment details, and company activities are strictly confidential. Any unauthorized disclosure is subject to legal recourse.
7.3 Withdrawal Policy
- Withdrawal requests must be submitted with 30 to 90 days’ notice, depending on the specific investment vehicle.
- Early withdrawals may incur penalties or loss of accrued profits.
7.4 Fees & Charges
- Investors will be charged management fees and performance-based fees as detailed in the respective investor agreements.
- All fees are non-refundable.
7.5 Limitation of Liability
The Company is not responsible for losses arising from market volatility, third-party defaults, or force majeure events. Investments carry inherent risk, and returns are not guaranteed.
7.6 Dispute Resolution
Disputes will first be addressed through amicable negotiation. If unresolved, matters will proceed to binding arbitration in Dubai, under applicable UAE law.
8. Policy Review
This Investment Policy will be reviewed annually, or more frequently if necessitated by market developments or regulatory changes. Updates will be communicated to stakeholders in a timely manner.